What you’ll learn from this article:
- A back injury from a car accident is extremely painful and expensive to treat.
- When you have a back injury from a car accident in Kentucky, back injury attorneys can help you claim the full and fair compensation you deserve.
- Your total back injury settlement value could be quite high, covering your medical bills, rehabilitation, lost wages, and more.
Back injuries are some of the most common health challenges people face after car accidents. You might have a back injury that’s so severe it needs emergency surgery or you might experience radiating pain that slowly develops in the days or weeks after the accident.
During this challenging time, you’ll also begin to experience the financial fallout of your back injury. The costs add up quickly. On top of your car repairs and the disruption to your life, you’ll be facing expensive medical bills.
The average emergency room visit is more than $1,100 before factoring in surgery or specialist care. Studies have found that the costs of treating a lower back injury, for example, can total more than $10,000 just for the basic treatment needed from a physiatrist and a surgeon. From there, the costs could easily reach hundreds of thousands of dollars depending on the nature of your injury.
How will you cope with the full impact on your life and financial stability? Below are the top questions about car accident back injuries with answers and insights from Kentucky back injury attorneys, McCoy & Sparks.
How Do You Get a Back Injury From a Car Accident?
There are more than 110,000 car accidents with injuries in Kentucky in a typical year. Back injuries usually occur due to the forces the body encounters during car-to-car impacts. Moments before the accident, your body was moving smoothly in one direction, then the accident suddenly subjected it to an extreme force.
A car crash can cause your body to be whipped around, snapped back and forth, or flung into nearby objects. Your neck, spine, and back are normally strong enough to support the frame of your body, but they’re vulnerable to powerful impacts from car accidents.
The risk factors involved in your crash determine the severity of your injuries. Consider the speed, direction, and circumstances of the crash, including the involvement of other cars or whether your car made contact with stationary objects.
Higher speeds and multi-directional forces are associated with more severe back injuries, as are aggravating circumstances like vehicle rollovers and explosions. Whether or not you were wearing your seatbelt is also a factor. Although seatbelts slightly increase the risk of certain types of spinal cord injuries, they also prevent more severe injuries leading to permanent disability and death.
What is the Average Settlement From a Car Accident Back Injury in Kentucky?
In Kentucky, people with back injuries from car accidents can seek compensation to cover their medical treatment and other losses. Kentucky is a no-fault insurance coverage state, but that doesn’t mean you’re barred from claiming compensation.
Our state’s no-fault coverage is also known as personal injury protection or PIP. When you have out-of-pocket medical costs for your back injury from a car accident, PIP typically covers the first $10,000 of your bills.
If your costs exceed $10,000, you may need to file a claim or lawsuit against the at-fault party to reclaim the full value of your losses. Your settlement value will depend on the full value of your economic and non-economic damages. In Kentucky, people who are injured in car accidents are entitled to seek repayment for:
- Medical costs related to the crash, including rehabilitation
- Future medical bills
- Lost wages
- Lost future earnings
- In-home healthcare services
- Pain and suffering
Claiming compensation won’t instantly cure your back injury, of course, but it will go a long way toward supporting your accident recovery. Working with the right team of back injury attorneys can come as a huge relief that helps you stay positive and healthy during a challenging time in your life.
Car Accident Back Injury? Turn to McCoy & Sparks, Kentucky Back Injury Attorneys
When you have a back injury from a car accident in Kentucky, reach out to the dedicated team at McCoy & Sparks. For more than a decade, we’ve been recognized as one of Central Kentucky’s best law firms. We work to help people with back injuries, representing thousands of clients in Central Kentucky with a focus on providing superior results and outstanding client service.
Regardless of the type of case, our goal is to develop a strategy that best serves your personal needs, then use our courtroom skills to help you reach the best possible result. We start by getting to know you. Next, we will explain all of your options, giving you the pros and cons of each choice so that you will be empowered to make informed decisions.
You owe us nothing unless we recover compensation for you. Make the right call to 1-844-4KY-WINS for a risk-free consultation about your car accident back injury.