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Request Free ConsultationIf you have a wreck in Kentucky, how is “fault” determined and how does that impact your rights? What if you are deemed partially responsible for causing the wreck? In short, “fault” is determined by weighing all the facts that caused the accident. You can recover the percentage of damaged caused by the other driver. […]
A car accident can turn your life upside down in seconds. Medical bills pile up. You may miss work. And the stress of dealing with insurance companies only adds to the burden. One of the most frustrating situations is when you learn the at-fault driver does not have enough insurance, or any at all. If […]
After a fatal crash, families are devastated. After things calm down, they inevitably hear the words “insurance claim.” But after a wrongful death car accident, it is rarely clear which insurance company should pay, whether the at-fault driver has enough coverage, or what happens if the loss exceeds the available policy. Wrongful death claims are […]
After a car accident, a thousand things are likely going through your head. Am I alright? My passengers? The other driver? What about my car?? When things calm down, you probably wonder if you should talk to a lawyer. The answer often depends on the details of your situation, but in many cases, yes, and […]
After a crash, you expect your claim to move forward so you can focus on recovery. You may need a rental and you need your car replaced or repaired. You may have medical bills that need to be paid. But what happens when you receive notice that insurance denied your car accident claim? You may […]
An average car accident settlement sounds like something you can look up, circle, and bring up in a conversation with an insurance adjuster. In reality, Kentucky claims do not work that way. Settlement values shift based on facts such as injuries, liability, documentation, and timing, not a statewide average that applies across cases. That does […]
Car accidents are awful. Even if you are lucky to avoid injury, your car is now wrecked. You have to spend time at the scene, take your car to get repaired, talk to insurance companies and fill out reports. None of it is good. It’s much worse if you’re injured. Understanding how to recover after […]
Summary: We think of speeding as negligent behavior, but the truth is that slow driving can be just as risky as driving too fast. Slow drivers can affect the safe flow of traffic, and Kentucky laws have been put in place to prevent these dangerous driving habits from causing accidents. McCoy & Sparks can help […]
As self-driving cars become more common on our roads, one big question arises: Who is responsible when these autonomous vehicles get into accidents? Is it the self-driving car or the other driver of the other vehicle? Who should be held liable? With traditional cars driven by humans, it’s relatively straightforward to determine fault after a […]
A car accident can leave you with more questions than answers. One of the most important concerns is determining who caused the crash. Kentucky operates under a no-fault system for certain claims, meaning your own insurance is responsible to cover your initial medical expenses (up to $10k) regardless of fault. However, fault becomes critical when pursuing […]
