Representing Injured Victims in Nelson County and Throughout Central Kentucky
At McCoy & Sparks, we have extensive experience with personal injury cases. Our experienced legal team understands Kentucky law, liability insurance, and has a track record of success maximizing the recovery of damages for our clients.
Our job is to fight for you. We’re here to help you get the compensation you deserve. On this page, you’ll find helpful information about what to do after a personal injury, property damages, and how to choose a lawyer who will help you seek the best outcome.
McCoy & Sparks: In Your Town and On Your Team.
- We’re located right here in Bardstown and represent people across Kentucky.
- We have the experience to handle your personal accident claim, as well as many other types of cases.
- We get results for our clients, including multimillion dollar jury awards and millions in settlements.
- We truly care about our local people and have plenty of satisfied testimonials on Facebook, Google Reviews, and other review sites.
“Attorneys Keith A. Sparks and Mike Niemietz were both very supportive and attentive to our legal concerns and needs. Having very limited knowledge of the legal system, we found these two men to be exactly what we needed. We can’t thank them enough for helping us through the red tape and the legal arena. We were blessed and they were able to get a desired outcome as the end result. Both were available for consultation when needed and are devoted to the client. Should we need legal support in the future, we will definitely seek these two for advice.”
What is a Personal Injury?
A personal injury lawsuit arises when one person sues another over something that has caused them harm. The injured party seeks compensation for their bodily injuries including medical expenses, also called damages, to cover the costs they have incurred.
Compensation for a personal injury goes beyond the loss of money, like the costs you paid for medical bills. You may be able to recover the value of lost wages you would have earned if not for the injury. Your compensation may also involve the loss of your property and the emotional distress you have suffered. It also compensates you for the physical pain that you endure.
In a personal injury case, the goal is to “make you whole again,” meaning to compensate you enough to reestablish your life as it was before the harmful event happened, or close enough for a court to approve the arrangement. Nothing can undo an injury, but a personal injury lawsuit can help enormously.
Something important to understand about personal injury lawsuits is there is a statute of limitations and they are focused on the concept of negligence. A negligent act occurs when someone fails to exercise an acceptable level of care towards the injured person, which is how much care a prudent person would show under the same circumstances.
As you can see, establishing negligence involves a certain amount of finesse and legal expertise. It’s exceptionally difficult to prove a personal injury case without the help of an experienced personal injury lawyer.
Common Types of Personal Injuries
Personal injury claims tend to fall into certain categories. Here are some of the most common types of injuries we see at McCoy & Sparks.
Although no amount of money can bring back your loved one, our legal team helps limit your financial suffering on top of your emotional suffering.
A car accident is a type of personal injury case that McCoy & Sparks can also handle for you. If you’ve been injured due to someone’s negligence, you may have a car accident claim.
Slip-and-fall accidents are surprisingly common. These accidents can be quite painful and traumatic, causing severe injuries such as broken bones, organ damage, and brain injuries.
Companies sometimes manufacture products that are defective or harmful to people. You can sue a company for their failure to provide a safe product.
Did someone allow their home or business to be unsafe and you were injured? Did your landlord ignore a safety issue? They may be partially or totally responsible for your injuries.
If someone harms you while you’re walking down the sidewalk or through town, you may be able to demand compensation for your injuries and other damages.
When a medical professional harms you, a medical malpractice lawyer helps you investigate what happened and stand up to the medical facility and their team of insurance representatives and lawyers to get the compensation you need.
Insurance companies sometimes deny claims unfairly and unreasonably. With the help of a lawyer, you can discuss your legal options and show the insurance company you won’t back down.
After the trauma of a dog bite, you can sue the dog’s owner. Of course, they may try to pass the blame. You’ll need an experienced lawyer who can prove your case and show why you deserve compensation.
How to Pursue Compensation for a Personal Injury
We can help you get to the bottom of what happened and place the responsibility where it belongs. We’ll handle the legal matters so you can focus on recovering from your injuries.We are one of the very few firms across the Commonwealth that has a full time nurse consultant on staff. She is great, and will help make sure that the Attorney’s fully understand your injury. That understanding enables us to secure larger and more complete settlements for our clients.
McCoy & Sparks can:
- Help you understand the law and your legal options
- Handle communication with the other party
- Establish your costs and damages
- Gather inspection reports, police reports, and second opinions
- Create a file of photos, videos, and other evidence to use in your case
- Negotiate a settlement that covers your expensive bills
- Take the other party to court, if necessary
It’s often possible to settle personal injury cases without going to court and we are able to settle most cases in that way, but we’ll fight for you in court whenever necessary. Here at McCoy & Sparks, we understand the human side of personal injuries and take a caring, compassionate approach to every client we serve.
What Will I Get if I Win My Case?
You can seek compensation for your medical bills, lost wages, damaged property, and pain and suffering. Pursuing a legal case also gives you the satisfaction of holding the right person responsible for your injuries. Your personal injury claim could make them think twice before endangering another person in the future, which makes the community safer for everyone.
How to Request a Free Consultation
To discuss your personal injury, please contact McCoy & Sparks for a free and confidential consultation. We’ll ask questions about your situation and help you understand what to do next.
You can trust us with your personal injury case. We’ll work tirelessly to get you the results you deserve.
NO FEE UNLESS YOU WIN
The first thing that we try to do for our clients is give them a good broad overview and understanding of what they’re going to go.
There’s then a period of identification. You have to identify the potential resources from which you’re going to recover, whether that be an independently owned company’s assets or whether that be insurance. Ninety-five percent of all cases is insurance. So, you have to do a fairly thorough examination of where the insurance is, making sure that you’re not missing a bigger policy. Because if you had a claim that had a $100,000 worth of damages but you can only find $25,000 of insurance, well then, it’s a $25,000 claim, even though the value of the claim is a $100,000.
So you have to thoroughly examine the existence of insurance policies and where they may come, whether that’s in the form of under-insured motorist coverage, whether that is in the form of employer insurance through vicarious liability, whether there are excess policies, whether there are other third party policies that could apply.
So, there’s an examination done in every case of the potential sources of recovery. Once you do that, there then has to be an examination of the extent of the injury. How is this person injured? What do their doctors say? Where are they in the course of their treatment? And we constantly stay in contact with our clients so that we understand what’s going on with them. Are there any new problems that you had? Have you had any new incidents or accidents, falling, new accidents? What’s your next doctor’s appointment? We need to be able to do that so we can get all the medical [inaudible 00:00:01:41].
Typically, in the course of a case, you’re negotiating throughout that process with the insurance company, letting them know where you are. It may be, “Hey, we’re not ready to make a demand yet because my client’s still treating. She’s still undergoing MRIs, which could lead to surgery. So I’ll let you know when we’re ready to make a demand.”
When we’re fully armed with all of the information that we need, we make a demand. Sometimes we go and meet with the doctors ahead of time so the doctor can sign an affidavit or statement saying, “Hey, this is the injury.” Because the medical records aren’t always as clear as you want them to be. This is the injury. This is how they suffered it, and it’s likely to impact this person as followups. So, you send that to the insurance company and negotiate a settlement. You make a demand and negotiate. If you’re successful, you settle. If you could reach a fair number that we’re satisfied with, and that they’re willing to pay, you settle. If not, you have to move the case into litigation, which means you file a lawsuit. And that is an entirely separate life unto itself.