Kentucky Personal Injury Attorney

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    Kentucky Personal Injury Attorney

    At McCoy & Sparks, we have extensive experience with personal injury cases. Our experienced legal team understands Kentucky law and liability insurance, and we have an impressive record of successfully maximizing the recovery of damages for our clients.

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    Whether you have been injured in an auto accident, a slip-and-fall, a medical malpractice accident, or any other kind of accident injury, you deserve legal services from a compassionate, knowledgeable, and experienced legal team.

    • We’re located right here in Bardstown and represent accident victims across Kentucky.
    • We have the experience to handle your personal accident claim and many other types of cases.
    • We get results for our clients, including multimillion-dollar jury awards and millions in settlements.
    • You don’t have to go to law school and get a law degree just to get your compensation for an accident; an accomplished personal injury attorney can fight for your rights on your behalf.

    Our job as personal injury attorneys is to fight for you. As personal injury lawyers, we want make a difference. Now we’re here to help you get the just compensation you deserve. Contact us online or call us at 1-844-459-9467 today!

    How a Personal Injury Lawyer Like McCoy & Sparks Can Help

    Case Assessment:

    A personal injury lawyer can evaluate the specific details of your case to determine its strengths and weaknesses. They can provide a realistic assessment of the potential outcomes and guide you on the best course of action.

    Negotiation Skills:

    Many injury cases are resolved through negotiations. A skilled lawyer can negotiate with insurance companies or the opposing party to secure a fair settlement that adequately compensates you for your injuries, damages, and losses.

    Understanding of Damages:

    Personal injury lawyers have experience in assessing the full extent of your damages, including wages, pain and suffering, and other losses. They work to ensure that you receive the compensation you deserve.


    Lawyers have the resources and expertise to conduct thorough investigations into your case. This may involve gathering evidence, interviewing witnesses, and consulting with experts to strengthen your claim.

    Statute of Limitations:

    A personal injury lawyer can help you understand and comply with the statute of limitations, ensuring that you file your claim within the legally prescribed timeframe.

    What is a Personal Injury Claim?

    A personal injury claim arises when one person sues another over something that has caused them harm. The injured party seeks compensation for their bodily injuries, also called damages, to cover the costs they have incurred.

    personal injury case

    Compensation for an injury goes beyond the loss of money. Financial losses include what you paid for medical bills, wages from missed work, lost capacity to work, and rehabilitation costs. Non-economic compensation may involve the emotional distress you have suffered. It also compensates you for the physical pain that you endure, as well as scarring, disfigurement, and loss of enjoyment of life. Property damage can be included in your compensation as well.

    In a personal injury case, the goal is to “make you whole again,” meaning to compensate you enough to reestablish your life as it was before the harmful event happened. If that can’t be achieved,, then we still want to get you as close as possible! Nothing can undo an injury, but a personal injury lawsuit can help enormously with stress, financial struggles, pain, and emotional healing.

    Establishing Negligence

    Something important to understand about personal injury lawsuits is there is a statute of limitations and they are focused on the concept of negligence:

    statute of limitations
    • A negligent act occurs when someone fails to exercise an acceptable level of care towards the injured person, which is how much care a prudent person would show under the same circumstances.
    • The statute of limitations in Kentucky is one year for personal injury and two years for property damage.

    Establishing negligence involves a certain amount of finesse and legal expertise. It’s exceptionally difficult to prove a personal injury case without the help of an experienced Kentucky personal injury lawyer.

    Most personal injury attorneys offer a free consultation to go over your case. You’ll also find that Kentucky personal injury lawyers work on a contingency fee, which means we only get paid when we win your personal injury case.

    Common Types of Personal Injuries

    Personal injury claims tend to fall into certain categories. Let’s go over some of the most common types of injuries we see at McCoy & Sparks. In many of these cases, the plaintiff’s insurance company did not provide enough money to cover past and future medical expenses, costs associated with permanent disability, and non-economic losses.

    Wrongful Death

    Although no amount of money can bring back your loved one, our legal team helps limit your financial suffering on top of your emotional suffering. Wrongful death cases deserve the attention of a seasoned trial attorney who can advocate for you and your loved ones.

    Car Accidents

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    A car accident is one of the most common types of personal injury cases in Louisville, KY. McCoy & Sparks has extensive experience handling these accidents for our clients. Car accidents can easily cause serious injuries that affect you for a lifetime. We see catastrophic injuries from car accidents all the time, and you deserve the maximum financial compensation for these losses. If you’ve been injured on the road due to someone’s negligence, you may have a car accident claim.

    Slip & Fall Accidents

    Slip-and-fall accidents are surprisingly common. These accidents can be quite painful and traumatic, causing injuries such as broken bones, organ damage, and brain injuries. If you experienced a a serious injury because of a slip and fall because of the actions of an at-fault party, McCoy & Sparks will fight for maximum legal compensation.

    Product Liability

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    Companies sometimes manufacture products that are defective or harmful to people. If you have been injured by one of these products, an injury attorney can help you sue a company for their failure to provide a safe product.

    Premises Liability

    Did someone allow their home or business to be unsafe and you were injured? Did your landlord ignore a safety issue? They may be partially or completely responsible for your injuries, especially if their insurance company does not provide enough coverage to cover your personal injury costs.

    Pedestrian Accidents

    If someone harms you while you’re walking down the sidewalk or through town, you may be able to demand compensation for your injuries and other damages. An experienced personal injury attorney can walk you through the legal process of recovering damages after a pedestrian accident.

    Medical Malpractice

    When a medical professional harms you, a medical malpractice lawyer helps you investigate what happened. Our responsibility is to stand up to the medical facility and its team of insurance representatives and lawyers to get the compensation you need. Medical malpractice may also include defective medical devices, medical negligence, and other serious injuries that occurred due to someone else’s negligence at a medical facility. Nursing home abuse is a form of medical malpractice, and some cases even overlap with wrongful death lawsuits.

    Motorcycle Accidents

    Motorcycle accidents can be life-changing, and accident victims deserve to receive the best legal services available. If you were injured while riding your motorcycle because another driver was careless, negligent, or reckless, you deserve just compensation.

    Insurance Bad Faith

    Insurance companies sometimes deny claims unfairly and unreasonably. You don’t need to go to law school because you can hire a personal injury lawyer. We can discuss your legal options and show the insurance company you won’t back down.

    Dog Bites

    After the trauma of a dog bite, you can sue the dog’s owner. Of course, they may try to pass the blame or avoid responsibility. You’ll need an experienced lawyer who can prove your case and show why you deserve compensation. Our law firm handles dog bite cases so that personal injury victims can focus on healing from their injuries.

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    How to Pursue Compensation for Personal Injury Claims

    As Kentucky Personal Injury Lawyers, we can help you get to the bottom of what happened and place the responsibility where it belongs. We’ll handle the legal matters so you can focus on recovering from your injuries. We are one of the very few firms across the Commonwealth that has a full-time nurse consultant on staff at our law firm. She will help ensure that the personal injury attorneys fully understand your injury. That understanding enables us to secure larger and more complete settlements for our clients.

    As personal injury lawyers, McCoy & Sparks can:

    • Help you understand the law and your legal options
    • Handle communication with the other party
    • Establish your economic and non-economic damages
    • Gather inspection reports, police reports, and second opinions
    • Create a file of photos, videos, and other evidence to use in your case
    • Negotiate a settlement that covers your expensive bills
    • Take the other party to court, if necessary

    It’s often possible to settle personal injury cases without going to court. We settle most cases before they ever get in front of a district court judge, but we’ll fight for you wherever it’s necessary. Personal injury cases that make it past the initial negotiations phase are almost always fought in the state court system, rather than the federal courts, but we can go to federal court if the circumstances demand it.

    Here at McCoy & Sparks, we understand the human side of personal injury law. We take a caring, compassionate approach to every client we serve. Our legal services are centered on your needs above everything else! Don’t wait to contact a personal injury law firm.

    Kentucky personal injury law is clear: personal injury lawsuits can only be filed for up to one year after the event. As an injured accident victim, you may face years of consequences, but you only have one year before the statute of limitations expires. Contact a law firm about your injury claims as soon as you can.

    What Will I Get if a Personal Injury Lawyer Wins My Case?

    You can seek compensation for your medical expenses, lost wages, damaged property, and pain and suffering. Pursuing a legal case also gives you the satisfaction of holding the right person responsible for your injuries. Your personal injury claim could make them think twice before endangering another person in the future, which makes the community safer for everyone.

    We work on a contingency fee basis, which means injury victims in Louisville, KY and the surrounding areas can work with our law firm without any risk. You shouldn’t have to take on debt to get high-quality legal services!

    Is There A Minimum Personal Injury Settlement Amount?

    In personal injury cases, it’s important to note that there is no predetermined minimum settlement amount set by law. The settlement amount is determined through negotiations between the parties involved, typically the injured party (plaintiff) and the responsible party or their insurance company (defendant).


    The final settlement is influenced by several factors, including the extent and nature of the injury. Severe injuries that lead to significant medical expenses, long-term disability, or substantial pain and suffering may result in higher settlement amounts. Both economic and noneconomic damages are factors in the final personal injury settlement amount.

    Economic Damages

    Economic damages include medical bills, lost wages, and other financial losses, also play a crucial role. The length of time the injury is expected to last is considered, as long-term or permanent injuries often lead to larger settlements.

    Non-Economic Damages

    Unlike economic damages, which include measurable financial losses like medical expenses, non-economic damages are more subjective and are often related to the intangible effects of an injury or harm. Here are common types of non-economic damages in personal injury cases:

    personal injury lawyer
    1. Pain and Suffering: This includes physical and emotional distress caused by the injury. It accounts for the pain, discomfort, and mental anguish experienced due to the incident.
    2. Emotional Distress: Non-economic damages may encompass psychological impacts such as anxiety, depression, or post-traumatic stress disorder (PTSD) resulting from the injury.

    While there is no minimum settlement amount, it’s essential for individuals pursuing a personal injury claim to be aware of the statute of limitations, which sets a time limit for filing a lawsuit after the serious injury occurs. Consulting with a legal professional can provide guidance on the specific aspects of a case and help determine a fair and reasonable settlement amount based on the circumstances.

    Contact McCoy & Sparks – Kentucky Personal Injury Attorney

    If you have suffered a serious injury because of a car, truck, motorcycle, or pedestrian accident, please contact McCoy & Sparks, a Kentucky Personal Injury Lawyer, for a free consultation.

    We’ll ask questions about your situation and help you understand what to do next. Our personal injury attorneys work for you, so please reach out for a free consultation.

    You can trust us with your personal injury case. We’ll work tirelessly to get you the results you deserve. Contact us online or call us at 1-844-459-9467 today!



    Video Transcript
    The first thing that we try to do for our clients is give them a good broad overview and understanding of what they’re going to go.

    There’s then a period of identification. You have to identify the potential resources from which you’re going to recover, whether that be an independently owned company’s assets or whether that be insurance. Ninety-five percent of all cases is insurance. So, you have to do a fairly thorough examination of where the insurance is, making sure that you’re not missing a bigger policy. Because if you had a claim that had a $100,000 worth of damages but you can only find $25,000 of insurance, well then, it’s a $25,000 claim, even though the value of the claim is a $100,000.

    So you have to thoroughly examine the existence of insurance policies and where they may come, whether that’s in the form of under-insured motorist coverage, whether that is in the form of employer insurance through vicarious liability, whether there are excess policies, whether there are other third party policies that could apply.

    So, there’s an examination done in every case of the potential sources of recovery. Once you do that, there then has to be an examination of the extent of the injury. How is this person injured? What do their doctors say? Where are they in the course of their treatment? And we constantly stay in contact with our clients so that we understand what’s going on with them. Are there any new problems that you had? Have you had any new incidents or accidents, falling, new accidents? What’s your next doctor’s appointment? We need to be able to do that so we can get all the medical [inaudible 00:00:01:41].

    Typically, in the course of a case, you’re negotiating throughout that process with the insurance company, letting them know where you are. It may be, “Hey, we’re not ready to make a demand yet because my client’s still treating. She’s still undergoing MRIs, which could lead to surgery. So I’ll let you know when we’re ready to make a demand.”

    When we’re fully armed with all of the information that we need, we make a demand. Sometimes we go and meet with the doctors ahead of time so the doctor can sign an affidavit or statement saying, “Hey, this is the injury.” Because the medical records aren’t always as clear as you want them to be. This is the injury. This is how they suffered it, and it’s likely to impact this person as followups. So, you send that to the insurance company and negotiate a settlement. You make a demand and negotiate. If you’re successful, you settle. If you could reach a fair number that we’re satisfied with, and that they’re willing to pay, you settle. If not, you have to move the case into litigation, which means you file a lawsuit. And that is an entirely separate life unto itself.