Representing Injury Victims In Nelson County And All Of Central Kentucky
At McCoy & Sparks, PLLC, our lawyers and staff have extensive experience with injury cases, assisting clients who have been hurt by negligent acts. Our experienced legal team understands Kentucky law and has a track record of success maximizing the recovery of damages for our clients.
Our job is to fight for you. To retain our services after an accident, contact our injury attorneys in Bardstown today.
Comprehensive Legal Help When You Are Injured
McCoy & Sparks, PLLC, is built to provide comprehensive legal care and personal attention. We understand the difficulties involved with recovering from catastrophic injuries. We have trained medical personnel on staff to help our lawyers better understand your injury, and we use this information to maximize the amount of your recovery.
In addition to helping injured victims, we guide surviving family members through the process of filing a claim or lawsuit in a wrongful death case. Our attorneys know that no amount of money can ever make up for the loss of a loved one, but filing a claim may help you pay for some of the final expenses associated with the death.
Count On Our Experience
Speaking with the benefit of decades of legal experience, let us assure you that experience is critically important. You never want an inexperienced lawyer representing you on an important case. Check out our case results for more details.
How To Get Started
Call McCoy & Sparks, PLLC, at or fill out our online form to set up a free consultation with one of our attorneys.
The first thing that we try to do for our clients is give them a good broad overview and understanding of what they’re going to go.
There’s then a period of identification. You have to identify the potential resources from which you’re going to recover, whether that be an independently owned company’s assets or whether that be insurance. Ninety-five percent of all cases is insurance. So, you have to do a fairly thorough examination of where the insurance is, making sure that you’re not missing a bigger policy. Because if you had a claim that had a $100,000 worth of damages but you can only find $25,000 of insurance, well then, it’s a $25,000 claim, even though the value of the claim is a $100,000.
So you have to thoroughly examine the existence of insurance policies and where they may come, whether that’s in the form of under-insured motorist coverage, whether that is in the form of employer insurance through vicarious liability, whether there are excess policies, whether there are other third party policies that could apply.
So, there’s an examination done in every case of the potential sources of recovery. Once you do that, there then has to be an examination of the extent of the injury. How is this person injured? What do their doctors say? Where are they in the course of their treatment? And we constantly stay in contact with our clients so that we understand what’s going on with them. Are there any new problems that you had? Have you had any new incidents or accidents, falling, new accidents? What’s your next doctor’s appointment? We need to be able to do that so we can get all the medical [inaudible 00:00:01:41].
Typically, in the course of a case, you’re negotiating throughout that process with the insurance company, letting them know where you are. It may be, “Hey, we’re not ready to make a demand yet because my client’s still treating. She’s still undergoing MRIs, which could lead to surgery. So I’ll let you know when we’re ready to make a demand.”
When we’re fully armed with all of the information that we need, we make a demand. Sometimes we go and meet with the doctors ahead of time so the doctor can sign an affidavit or statement saying, “Hey, this is the injury.” Because the medical records aren’t always as clear as you want them to be. This is the injury. This is how they suffered it, and it’s likely to impact this person as followups. So, you send that to the insurance company and negotiate a settlement. You make a demand and negotiate. If you’re successful, you settle. If you could reach a fair number that we’re satisfied with, and that they’re willing to pay, you settle. If not, you have to move the case into litigation, which means you file a lawsuit. And that is an entirely separate life unto itself.